Welcome to the documentation for our cutting-edge Digital Banking System.
This comprehensive documentation guide is designed to provide system administrators with all the information necessary to effectively manage and operate the TonaBank platform.
TonaBank a powerful and flexible web-based banking application built on the Laravel framework. Designed to meet the needs of modern digital banking, TonaBank offers a comprehensive suite of features for managing roles, branches, financial products, staff, and transactions — all through an intuitive admin dashboard. With a focus on automation, security, and scalability, TonaBank helps bank administrators and staff deliver seamless financial services while maintaining full control over operations. TonaBank is fully dynamic, intuitive, user-friendly, and completely responsive, ensuring a seamless experience across all devices.
Core Attributes:
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Role & Permission Management :
Create flexible roles with specific action-based permissions.
Assign and update roles for staff at any time.
Allow the super admin to log in as any role-based admin or staff. -
Branch & Staff Management :
Add and manage multiple bank branches with details.
Create branch staff with name, username, email, and password.
Assign staff to specific branches or multiple branches (for managers).
Define staff designations as Manager (multi-branch) or Account Officer (single-branch).
Provide staff with separate dashboards and login credentials via email.
Allow admin to log in as branch staff for supervision. -
Deposit Pension Scheme Management :
Create multiple DPS plans with no limit.
Configure delayed installment charges with fixed and percentage values.
View, manage, and update all DPS records including running, late, matured, and closed DPS. -
Fixed Deposit Scheme Management :
Create multiple FDS plans with no limit.
Monitor all FDS accounts with detailed logs of installments paid, remaining installments, and upcoming dates.
Update plan details and control active/inactive status. -
Loan Management :
Create multiple Loan plans with no limit.
Configure delayed installment penalty rules.
Set up required questions and document proofs for loan applications.
Track all loans including pending, running, late, paid, and rejected loans.
View installment history and next payment dates for each loan. -
Cronjob Automation :
Automate storage cleanup for temporary uploads.
Schedule automated processing of DPS, FDS, and loan installments.
Reduce manual tasks and ensure timely execution of critical operations. -
Cronjob Automation :
Automate storage cleanup for temporary uploads.
Schedule automated processing of DPS, FDS, and loan installments.
Reduce manual tasks and ensure timely execution of critical operations. -
Money Transfer Management :
Access a detailed log of all money transfers, including pending, completed, failed, internal bank, external bank, and wire transfers.
Review full user-submitted data for each transfer.
Change transfer status manually (mark as completed or failed). -
Automated Payment Gateways :
Integration with multiple online payment gateways for convenient and secure transactions.
These gateways enable donors from around the world to make contributions using various currencies and payment methods. -
Manual Payment Gateways :
In addition to automated payment gateways, TonaBank also implements manual payment gateways for alternative payment methods.
This ensures flexibility and convenience for donors with diverse preferences. -
Withdraw Money :
Implement a secure and streamlined process for users to withdraw their funds.
Enable users to track and view their withdrawal history within their accounts. -
Security :
Robust security measures to safeguard user data and financial transactions.
Adhere to industry compliance standards to ensure the highest level of security for user information.
The platform employs state-of-the-art security protocols, including SSL encryption and 2-factor authentication for users' personal and financial data. -
Intuitive User Interface :
A user-friendly interface designed for easy navigation and accessibility.
Streamlined processes for initiating and completing donations. -
Responsive Design :
Guarantee a consistent and reliable user experience across different web browsers.
Ensure a responsive design that seamlessly adapts to various devices, including desktops, tablets, and smartphones.
Explore this documentation to delve into detailed guides on using these features and optimizing your experience with our Digital Banking System.
TonaBank provides a complete digital banking solution that empowers administrators to manage banking operations with precision, flexibility, and confidence. Whether it’s setting up branches, handling financial products, managing staff roles, or overseeing money transfers, TonaBank ensures that every part of the banking process runs smoothly. This documentation will guide buyers and users through all modules, helping them unlock the full potential of the platform and deliver outstanding banking services.